Refinancing/Refixing

In simple terms, refinancing your home loans means to switch your loan to another lender or change the structure of your loan.
• By switching your loan, you can take advantage of better interest rates and cash back offers provided by various lenders.
• You can consolidate some of your other debts into one home loan.
• You can reduce the monthly repayment amounts.
• You can choose between fixed loan or a variable loan or a combination of the two
• You can free up cash to buy an investment property or to buy another asset or for doing a renovation.
In the current competitive market, you need to review your mortgage to ensure that you are getting the best deal which saves you time and money. We can negotiate the best terms with various banks on your behalf and get you the right package.

In most cases, Banks will reimburse the cost of switching your loan and pay for the solicitor’s fees and valuation cost. So there may be no cost to you.